tag:blogger.com,1999:blog-251325462011-06-07T23:38:29.077-07:00Joyce Mbowa has been an active Life in Africa Member since February 2005, she is a Patchwork and Embroidery Designer.nankoma4liahttp://www.blogger.com/profile/12400932692505282230noreply@blogger.comBlogger61100tag:blogger.com,1999:blog-25132546.post-1162313928935251022006-10-31T08:57:00.000-08:002006-10-31T09:16:19.843-08:00Joyce Mbowa is a Life in Africa member now earning income through making beads from recycled paper. <a href="http://lifeinafrica.com/products/junglebeads/bundles.htm">Buy Jungle Bead Gift Bundles</a> for everyone on your holiday list.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-116231392893525102?l=joycembowa.blogspot.com' alt='' /></div>Life in Africahttp://www.blogger.com/profile/11801929915167863262noreply@blogger.com0tag:blogger.com,1999:blog-25132546.post-1146427210861480322006-04-30T12:54:00.000-07:002006-06-21T08:35:01.816-07:00Joyce has applied for a small loan to expand her patchwork business which has been reviewed and guaranteed by her peers in the <a href="http://lifeinafrica.com">Life in Africa </a>community, and fully funded at <a href="http://kiva.org">Kiva.org</a>!<br /><br />Visit Kiva to read a full <a href="http://kiva.org/app.php?page=businesses&action=about&id=319">description of Joyce's loan</a> and an ongoing journal about the impact on Joyce's life. Congratulations Joyce!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-114642721086148032?l=joycembowa.blogspot.com' alt='' /></div>Life in Africahttp://www.blogger.com/profile/11801929915167863262noreply@blogger.com0tag:blogger.com,1999:blog-25132546.post-1143815233829054272006-03-31T06:25:00.000-08:002006-06-21T08:36:10.253-07:00Joyce Mbowa doing her patch work<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://static.flickr.com/41/110788428_775e263caf.jpg?v=0"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 320px;" src="http://static.flickr.com/41/110788428_775e263caf.jpg?v=0" alt="" border="0" /></a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-114381523382905427?l=joycembowa.blogspot.com' alt='' /></div>nankoma4liahttp://www.blogger.com/profile/12400932692505282230noreply@blogger.com0tag:blogger.com,1999:blog-25132546.post-1143815021853723372006-03-31T06:21:00.000-08:002006-06-21T08:39:18.880-07:00I monica Nankoma conducted an income assessment with Joyce Mbowa and her incomes and expenditures are as listed below.<br /><br />She has two sources of income,<br /><br />Works with Invisible bracelet project and earns: Ushs.240,000=<br /><br />Earns from her crafts sales and gets Ushs.200,000=<br /><br />Giving her a total earning of 440,000/= month.<br /><br />Her expenditures are:<br /><br />Food : 60,000=<br />School fees: 100,000=<br />Dependants : 50,000=<br />Airtime : 20,000=<br /><br />Total expenses = Ushs. 230,000<br /><br />After her monthly expenses she has a surplus of Ushs, 210,000/=<br /><br />She needs a loan of Ushs. 800,000/= and together with her, found out that she is capable of repaying her loan in a period of 12 months in installments of Ushs. 80,665/=<br /><br />This will leave her with a disposable income of Ushs.129,335/= to cater for other uncertainities.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-114381502185372337?l=joycembowa.blogspot.com' alt='' /></div>nankoma4liahttp://www.blogger.com/profile/12400932692505282230noreply@blogger.com0tag:blogger.com,1999:blog-25132546.post-1143814665592825232006-03-31T06:17:00.000-08:002006-06-21T08:36:42.886-07:00Read Joyce's findings about the cause of under development in her country.<br /><br /><a href="http://lifeinafricaspeaks.blogspot.com/2006/03/what-has-contributed-to-ugandas-poor.html">Africa Speaks: What has contributed to Uganda’s poor state of development (by Joyce Mbowa)</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-114381466559282523?l=joycembowa.blogspot.com' alt='' /></div>nankoma4liahttp://www.blogger.com/profile/12400932692505282230noreply@blogger.com1tag:blogger.com,1999:blog-25132546.post-1143814447848450742006-03-31T06:14:00.000-08:002006-06-21T08:36:51.983-07:00Joyce reports on her life in Africa<br /><br /><a href="http://ourlia.blogspot.com/2006/03/joyce-mbowa.html">My Life in Africa Reports: Joyce Mbowa</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/25132546-114381444784845074?l=joycembowa.blogspot.com' alt='' /></div>nankoma4liahttp://www.blogger.com/profile/12400932692505282230noreply@blogger.com0